/* ── Roy Financial Services — v2 (2026) ───────────────────────────────── */
/* Palette: burgundy #63182a + cream nav + copper accents */

:root {
  --brand:    #63182a;
  --brand-dk: #4a1120;
  --ink:      #2a1a22;
  --ivory:    #f4f0eb;
  --copper:   #9a7b4f;
  --copper-lt:#b8956a;
  --gold:     #9a7b4f;
  --gold-lt:  #b8956a;
  --cream:    #f4f0eb;
  --white:    #ffffff;
  --slate:    #63182a;
  --slate-lt: #4a1120;
  --mist:     #f7f4f0;
  --mid:      #5c4a52;
  --border:   #e5ddd8;

  --font-head: 'Playfair Display', Georgia, serif;
  --font-body: 'Source Sans 3', 'Helvetica Neue', sans-serif;

  --max: 1120px;
  --r: 6px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: var(--ink);
  background: var(--white);
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--slate); text-decoration: none; }
a:hover { color: var(--brand-dk); }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 28px; }

/* ── Nav ─────────────────────────────────────────────────────────────── */
.site-nav {
  background: var(--brand);
  position: sticky; top: 0; z-index: 100;
  border-bottom: 2px solid var(--copper);
}
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 118px; gap: 0;
}
.nav-logo {
  display: flex; align-items: center;
  flex-shrink: 0; line-height: 0;
}
.nav-logo img {
  height: 96px; width: auto;
  max-width: none;
}
.nav-links {
  display: flex; align-items: center;
  gap: 0; list-style: none;
  height: 118px; margin: 0; padding: 0;
}
.nav-links li { display: flex; align-items: center; height: 118px; }
.nav-links a {
  display: flex; align-items: center;
  padding: 0 12px; height: 118px;
  font-size: .85rem; font-weight: 600; letter-spacing: .07em;
  text-transform: uppercase; color: var(--ivory);
  transition: color .2s, background .2s; white-space: nowrap;
  line-height: 1;
}
.nav-links a:not(.nav-cta):hover,
.nav-links a:not(.nav-cta).is-active {
  color: var(--copper);
  background: transparent;
}
/* CTA sits in last li — override height so it centres as a pill */
.nav-links li:last-child { height: 118px; }
.nav-cta {
  display: inline-flex; align-items: center; justify-content: center;
  height: 42px !important; padding: 0 24px !important;
  background: transparent !important;
  border: 2px solid var(--ivory) !important;
  color: var(--ivory) !important;
  border-radius: var(--r); margin-left: 8px;
  font-weight: 700 !important; font-size: .85rem !important;
  letter-spacing: .07em; text-transform: uppercase;
  transition: background .2s, color .2s, border-color .2s !important;
  line-height: 1 !important; white-space: nowrap;
  align-self: center;
}
.nav-cta:hover,
.nav-cta.is-active {
  background: transparent !important;
  color: var(--copper) !important;
  border-color: var(--copper) !important;
}

/* ── Hero ────────────────────────────────────────────────────────────── */
.hero {
  background: linear-gradient(115deg, var(--brand) 50%, var(--brand-dk) 100%);
  padding: 110px 0 100px;
  position: relative; overflow: hidden;
}
.hero::after {
  content: '';
  position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.02'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
  z-index: 3;
}
.hero-inner {
  position: relative; z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 0.78fr) minmax(0, 1.22fr);
  gap: 44px;
  align-items: center;
}
.hero-content {
  max-width: 440px;
}
.hero-eyebrow {
  display: inline-block;
  font-size: 1rem; font-weight: 700; letter-spacing: .14em;
  text-transform: uppercase; color: var(--ivory);
  border-bottom: 2px solid var(--copper); padding-bottom: 4px; margin-bottom: 20px;
}
.hero h1 {
  font-family: var(--font-head);
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1.2; color: var(--white); font-weight: 700;
  margin-bottom: 22px;
}
.hero-lead {
  font-size: 1.1rem; color: rgba(255,255,255,.78);
  max-width: 100%; margin-bottom: 36px; line-height: 1.75;
}
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }
.btn {
  display: inline-block; padding: 13px 28px;
  font-size: .92rem; font-weight: 700; letter-spacing: .04em;
  border-radius: var(--r); transition: all .2s; cursor: pointer;
  border: 2px solid transparent;
}
.btn-primary {
  background: var(--copper); color: var(--ink);
  border-color: var(--copper);
}
.btn-primary:hover {
  background: var(--copper-lt); color: var(--ink);
  border-color: var(--copper-lt);
}
.hero .btn-primary,
.cta-band .btn-primary {
  background: transparent; color: var(--ivory);
  border-color: var(--ivory);
}
.hero .btn-primary:hover,
.cta-band .btn-primary:hover {
  background: var(--copper); color: var(--ivory);
  border-color: var(--copper);
}
.btn-secondary { background: transparent; color: var(--white); border-color: rgba(255,255,255,.45); }
.btn-secondary:hover { border-color: var(--copper); color: var(--copper); }
.hero-visual {
  position: relative;
  width: 100%;
}
.hero-img-wrap {
  border-radius: 10px; overflow: hidden;
  border: 4px solid rgba(154, 123, 79, 0.32);
  box-shadow:
    0 40px 96px rgba(0, 0, 0, 0.5),
    0 20px 44px rgba(74, 17, 32, 0.38),
    0 0 0 6px rgba(154, 123, 79, 0.12),
    inset 0 0 0 1px rgba(244, 240, 235, 0.18);
  aspect-ratio: 4/3;
  background: var(--brand-dk);
  display: flex; align-items: center; justify-content: center;
}
.hero-img-wrap img { width: 100%; height: 100%; object-fit: cover; }
.hero-img-wrap { position: relative; }
.hero-img-caption[hidden] { display: none !important; }
.hero-img-caption {
  position: absolute;
  margin: 0;
  font-family: var(--font-body);
  font-size: clamp(1.05rem, 2vw, 1.6rem);
  font-weight: 700;
  line-height: 1.2;
  color: var(--brand);
  text-shadow: 0 0 18px rgba(255, 255, 255, 0.9), 0 1px 2px rgba(255, 255, 255, 0.6);
  pointer-events: none;
  z-index: 3;
}
.hero-img-caption.is-top-right {
  right: 20px;
  top: 18px;
  text-align: right;
}
.hero-img-caption.is-top-right:not([hidden]) {
  display: block;
}
.hero-img-caption.is-bottom-left {
  left: 28px;
  bottom: 28px;
  text-align: left;
  flex-direction: column;
  align-items: flex-start;
}
.hero-img-caption.is-bottom-left:not([hidden]) {
  display: flex;
}
.hero-img-caption.is-bottom-left .hero-caption-line {
  display: block;
  white-space: nowrap;
}
.hero-img-wrap.hero-slider {
  aspect-ratio: 16 / 9;
  width: 100%;
  background: var(--brand-dk);
}
.hero-slider { position: relative; width: 100%; height: 100%; }
.hero-slider .hero-slide {
  position: absolute; inset: 0;
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: center;
  opacity: 0; transition: opacity 1s ease;
}
.hero-slider .hero-slide.is-active { opacity: 1; }
.hero-badge {
  position: absolute; bottom: -20px; left: -20px;
  background: var(--gold); color: var(--ink);
  padding: 16px 22px; border-radius: var(--r);
  box-shadow: 0 8px 24px rgba(184,146,42,.35);
}
.hero-badge strong { display: block; font-size: 1.5rem; font-weight: 800; line-height: 1; }
.hero-badge span { font-size: .75rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }

/* ── Trust bar ───────────────────────────────────────────────────────── */
.trust-bar {
  background: var(--cream);
  border-bottom: 1px solid var(--border);
  padding: 26px 0;
}
.trust-inner {
  display: flex; gap: 0; align-items: stretch;
}
.trust-item {
  flex: 1; display: flex; align-items: flex-start; gap: 14px;
  padding: 0 28px; border-right: 1px solid var(--border);
}
.trust-item:last-child { border-right: none; }
.trust-icon {
  flex-shrink: 0; width: 40px; height: 40px;
  background: var(--mist); border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  color: var(--slate);
}
.trust-icon svg { width: 20px; height: 20px; }
.trust-text strong { display: block; margin-top: 0; font-size: .9rem; font-weight: 700; color: var(--ink); }
.trust-text span { font-size: .82rem; color: var(--mid); line-height: 1.4; }

/* ── Section base ────────────────────────────────────────────────────── */
.section { padding: 90px 0; }
.section-alt { background: var(--cream); }
.section-mist { background: var(--mist); }

.section-label {
  font-size: 1rem; font-weight: 800; letter-spacing: .14em;
  text-transform: uppercase; color: var(--copper);
  display: block; margin-bottom: 16px;
}
.section-title {
  font-family: var(--font-head);
  font-size: clamp(1.6rem, 3vw, 2.4rem);
  font-weight: 700; color: var(--ink); line-height: 1.25;
  margin-top: 18px;
}
.section-intro {
  font-size: 1.1rem; color: #2d3748; font-weight: 400;
  max-width: 580px; margin-bottom: 64px; line-height: 1.78;
}

/* ── Services ────────────────────────────────────────────────────────── */
.services-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px;
  align-items: stretch;
}
.service-card {
  background: #fff;
  border: 1px solid #d8d2c8;
  border-top: 3px solid var(--copper);
  border-radius: 12px; padding: 44px 34px 36px;
  transition: box-shadow .3s, transform .3s;
  text-align: left;
  box-shadow: 0 2px 16px rgba(28,34,48,.07);
  /* equal height + link at bottom */
  display: flex; flex-direction: column;
}
.service-card.has-photo { padding-top: 0; overflow: hidden; }
.service-card-photo {
  margin: 0 -34px 22px;
  height: 168px; overflow: hidden;
}
.service-card-photo--feature {
  height: auto;
  aspect-ratio: 960 / 533;
}
.service-card-photo--caption {
  position: relative;
}
.service-card-photo--caption .service-card-photo-caption:not([hidden]) {
  display: flex;
}
.service-card-photo-caption.hero-img-caption.is-bottom-left {
  left: 10%;
  bottom: 8%;
  font-size: clamp(0.6875rem, 0.95vw, 0.8125rem);
  line-height: 1.1;
  text-shadow: 0 0 10px rgba(255, 255, 255, 0.85), 0 1px 2px rgba(255, 255, 255, 0.5);
}
.service-card-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center; }
.service-card-photo--travel {
  display: flex; align-items: center; justify-content: center;
  background: var(--mist);
}
.service-card-photo--travel img {
  width: auto; height: 72px; max-width: 75%;
  object-fit: contain;
}
.service-card:hover,
.service-card.reveal.is-visible:hover {
  box-shadow: 0 12px 40px rgba(99,24,42,.18);
  transform: translateY(-6px);
}
.service-icon {
  width: 66px; height: 66px; border-radius: 14px;
  background: #edf1f8;
  border: 1.5px solid rgba(28,34,48,.12);
  display: flex; align-items: center; justify-content: center;
  margin: 0 0 26px;
  box-shadow: 0 1px 6px rgba(28,34,48,.08);
}
.service-icon svg { width: 28px; height: 28px; stroke: var(--ink); fill: none; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.service-card h3 {
  font-family: var(--font-head); font-size: 1.3rem; font-weight: 700;
  color: var(--ink); margin-bottom: 16px; text-align: left; line-height: 1.25;
}
.service-card > p {
  font-size: 1rem; color: #2d3748; line-height: 1.8;
  margin-bottom: 0; text-align: left;
  flex: 1; /* pushes link to bottom */
}
.service-link-wrap {
  margin-top: 28px; padding-top: 20px;
  border-top: 1px solid var(--border);
}
.service-link {
  font-size: .8rem; font-weight: 700; color: var(--slate);
  letter-spacing: .08em; text-transform: uppercase;
  display: inline-flex; align-items: center; gap: 6px;
  transition: color .2s; text-align: left;
}
.service-link:hover { color: var(--copper); }

/* ── Split section (with photo) ─────────────────────────────────────── */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 70px; align-items: center; }
.split-img {
  border-radius: 10px; overflow: hidden;
  box-shadow: 0 16px 50px rgba(0,0,0,.12);
  aspect-ratio: 4/3;
}
.split-img img { width: 100%; height: 100%; object-fit: cover; }
.split--approach {
  align-items: stretch;
}
.split--approach .split-img {
  aspect-ratio: auto;
  height: 100%;
  min-height: 100%;
}
.split--approach .split-img--slider {
  position: relative;
  aspect-ratio: 16 / 10;
  height: auto;
  min-height: 0;
}
.split-img--slider .approach-slide {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  opacity: 0;
  transition: opacity 1s ease;
}
.split-img--slider .approach-slide.is-active {
  opacity: 1;
}
.split--approach .split-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}
.split-content .section-title { margin-bottom: 16px; }
.split-content p { color: #2d3748; margin-bottom: 16px; font-size: 1rem; line-height: 1.78; }

.about-mission {
  font-family: var(--font-head);
  font-size: 1.2rem; line-height: 1.55; color: var(--ink);
  border-left: 4px solid var(--brand);
  padding: 12px 0 12px 22px; margin: 0 0 20px;
  background: transparent;
}

.values-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 18px;
  margin-top: 36px;
  align-items: stretch;
}
.value-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-top: 3px solid var(--copper);
  border-radius: 10px;
  padding: 0 18px 20px;
  box-shadow: 0 2px 10px rgba(28, 34, 48, .05);
  display: flex;
  flex-direction: column;
  height: 100%;
  min-height: 440px;
  overflow: hidden;
}
.value-card-hero {
  margin: 0 -18px 16px;
  padding: 22px 18px 20px;
  background: linear-gradient(
    180deg,
    rgba(99, 24, 42, 0.1) 0%,
    rgba(244, 240, 235, 0.96) 100%
  );
  border-bottom: 1px solid var(--border);
  flex-shrink: 0;
}
.value-card h3 {
  font-family: var(--font-head);
  font-size: clamp(1.2rem, 1.35vw, 1.45rem);
  font-weight: 700;
  color: var(--brand);
  text-transform: none;
  letter-spacing: 0;
  margin-bottom: 10px;
  line-height: 1.2;
}
.value-tagline {
  font-family: var(--font-head);
  font-size: clamp(0.92rem, 1.05vw, 1.08rem);
  font-weight: 600;
  color: var(--ink);
  margin: 0;
  line-height: 1.45;
}
.value-tagline em {
  font-style: italic;
  font-weight: 600;
}
.value-card-body {
  flex: 1 1 auto;
  min-height: 7.5rem;
  padding-bottom: 4px;
}
.value-card-list {
  list-style: none;
  margin: 0;
  padding: 0;
}
.value-card .value-card-list li {
  font-size: .94rem;
  font-weight: 600;
  color: var(--ink);
  line-height: 1.62;
  padding: 8px 0 8px 14px;
  position: relative;
  border-bottom: 1px solid var(--border);
}
.value-card .value-card-list li:nth-child(n+3) {
  display: none;
}
.value-card .value-card-list li:last-child { border-bottom: none; }
.value-card .value-card-list li::before {
  content: '›';
  position: absolute;
  left: 0;
  color: var(--copper);
  font-weight: 700;
}
.value-card-toggle {
  margin-top: auto;
  padding: 16px 0 0;
  border: none;
  border-top: 1px solid var(--border);
  background: none;
  width: 100%;
  text-align: left;
  font-family: var(--font-body);
  font-size: .8rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--copper);
  cursor: pointer;
}
.value-card-toggle:hover { color: var(--copper-lt); text-decoration: underline; }

.value-modal {
  position: fixed;
  inset: 0;
  z-index: 10000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
}
.value-modal[hidden] { display: none; }
.value-modal-backdrop {
  position: absolute;
  inset: 0;
  border: none;
  background: rgba(30, 42, 53, .55);
  cursor: pointer;
}
.value-modal-panel {
  position: relative;
  width: 100%;
  max-width: 520px;
  max-height: min(85vh, 640px);
  overflow: auto;
  background: var(--white);
  border-radius: 12px;
  border-top: 4px solid var(--copper);
  box-shadow: 0 24px 64px rgba(30, 42, 53, .28);
  padding: 28px 28px 24px;
}
.value-modal-close {
  position: absolute;
  top: 12px;
  right: 14px;
  border: none;
  background: none;
  font-size: 1.75rem;
  line-height: 1;
  color: var(--mid);
  cursor: pointer;
  padding: 4px 8px;
}
.value-modal-close:hover { color: var(--brand); }
.value-modal-panel h3 {
  font-family: var(--font-head);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--brand);
  text-transform: none;
  letter-spacing: 0;
  margin: 0 36px 10px 0;
  line-height: 1.2;
}
.value-modal-tagline {
  font-family: var(--font-head);
  font-size: 1.05rem;
  font-weight: 600;
  font-style: italic;
  color: var(--ink);
  margin: 0 0 18px;
  line-height: 1.45;
}
.value-modal-body ul {
  list-style: none;
  margin: 0;
  padding: 0;
}
.value-modal-body li {
  font-size: .97rem;
  color: #2d3748;
  line-height: 1.7;
  padding: 8px 0 8px 16px;
  position: relative;
  border-bottom: 1px solid var(--border);
}
.value-modal-body li:last-child { border-bottom: none; }
.value-modal-body li::before {
  content: '›';
  position: absolute;
  left: 0;
  color: var(--copper);
  font-weight: 700;
}
body.value-modal-open { overflow: hidden; }

/* ── Products / bullets ──────────────────────────────────────────────── */
.product-cols { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; margin-top: 40px; }
.product-group h4 {
  font-size: .85rem; font-weight: 800; letter-spacing: .08em;
  text-transform: uppercase; color: var(--slate);
  border-bottom: 2px solid var(--copper); padding-bottom: 8px; margin-bottom: 14px;
}
.product-group ul { list-style: none; padding: 0; }
.product-group li {
  font-size: .97rem; color: #2d3748; padding: 5px 0;
  border-bottom: 1px solid var(--border); display: flex; align-items: center; gap: 8px;
}
.product-group li::before { content: '›'; color: var(--copper); font-weight: 700; }

/* ── Employee benefits — expandable cards (original copy + 300×199 photos) ─ */
.benefits-cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  align-items: stretch;
}
.benefits-cards-grid.has-expanded {
  align-items: start;
}
.benefit-card {
  background: #fff;
  border: 1px solid var(--border);
  border-top: 3px solid var(--copper);
  border-radius: 12px;
  padding: 28px;
  box-shadow: 0 2px 12px rgba(28, 34, 48, .06);
  display: grid;
  grid-template-rows: auto auto 1fr auto auto;
  align-content: start;
  height: 100%;
  min-height: 100%;
}
.benefits-cards-grid.has-expanded .benefit-card {
  height: auto;
  min-height: 0;
  grid-template-rows: auto auto auto auto auto;
}
.benefit-card h3 {
  font-family: var(--font-head);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 14px;
}
.benefit-card-img {
  width: 100%;
  max-width: 300px;
  height: auto;
  border-radius: 6px;
  margin: 0 auto 18px;
  display: block;
}
.benefit-card > p {
  font-size: 1rem;
  color: #2d3748;
  line-height: 1.78;
  margin-bottom: 0;
  width: 100%;
  align-self: start;
}
.benefit-card-more {
  margin-top: 14px;
  width: 100%;
  grid-row: 4;
}
.benefit-card-more[hidden] { display: none !important; }
.benefit-card-more p {
  font-size: 1rem;
  color: #2d3748;
  line-height: 1.78;
  margin: 0;
}
.benefit-card-toggle {
  grid-row: 5;
  align-self: end;
  margin-top: 0;
  padding: 20px 0 0;
  border: none;
  border-top: 1px solid var(--border);
  background: none;
  width: 100%;
  text-align: left;
  font-family: var(--font-body);
  font-size: .8rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--copper);
  cursor: pointer;
}
.benefit-card-toggle:hover { color: var(--copper-lt); text-decoration: underline; }
.benefit-card.is-expanded { box-shadow: 0 12px 36px rgba(99, 24, 42, .12); }

.page-banner {
  border-radius: 10px;
  overflow: hidden;
  box-shadow: 0 16px 48px rgba(74, 17, 32, 0.2);
  border: 1px solid var(--border);
}
.page-banner img {
  width: 100%;
  height: auto;
  display: block;
}

.products-four-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
  align-items: stretch;
  margin-top: 28px;
}
.product-offers-head {
  text-align: center;
  max-width: 960px;
  margin: 40px auto 0;
  padding-top: 32px;
  border-top: 1px solid var(--border);
}
.product-offers-head .section-title {
  margin-bottom: 0;
  white-space: nowrap;
  font-size: clamp(1.05rem, 2.35vw, 2.15rem);
}
.product-offers-head .section-title::after {
  content: '';
  display: block;
  width: 52px;
  height: 3px;
  background: var(--copper);
  margin: 18px auto 0;
  border-radius: 2px;
}
.products-three-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
  align-items: stretch;
  max-width: 1040px;
  margin: 32px auto 0;
}
.product-offer-card {
  background: #fff;
  border: 1px solid var(--border);
  border-top: 3px solid var(--copper);
  border-radius: 12px;
  padding: 0 0 22px;
  box-shadow: 0 2px 12px rgba(28, 34, 48, .06);
  height: 100%;
  overflow: hidden;
}
.product-offer-card h3 {
  font-family: var(--font-head);
  font-size: 1.28rem;
  font-weight: 700;
  color: var(--brand);
  margin: 0 0 18px;
  padding: 20px 22px 18px;
  line-height: 1.25;
  background: linear-gradient(
    180deg,
    rgba(99, 24, 42, 0.08) 0%,
    rgba(244, 240, 235, 0.92) 100%
  );
  border-bottom: 1px solid var(--border);
}
.product-offer-list {
  list-style: none;
  padding: 0 22px;
  margin: 0;
}
.product-offer-list li {
  font-size: 1rem;
  font-weight: 600;
  color: var(--ink);
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: flex-start;
  gap: 8px;
  line-height: 1.55;
}
.product-offer-list li::before {
  content: '›';
  color: var(--copper);
  font-weight: 700;
  flex-shrink: 0;
}
.product-offer-list li:last-child { border-bottom: none; }
.product-offer-travel {
  font-size: 1rem;
  line-height: 1.6;
  margin: 0;
}
.product-offer-travel a {
  color: var(--ink);
  font-weight: 700;
}
.product-offer-travel a:hover { color: var(--copper); }

.biz-media-card {
  background: #fff;
  border: 1px solid var(--border);
  border-top: 3px solid var(--copper);
  border-radius: 12px;
  padding: 28px;
  box-shadow: 0 2px 12px rgba(28, 34, 48, .06);
  display: flex;
  justify-content: center;
  height: 100%;
}
.biz-media-card-inner {
  width: 100%;
  max-width: 300px;
}
.biz-media-card-inner img {
  width: 100%;
  height: auto;
  display: block;
  border-radius: 6px;
  margin-top: 18px;
}
.biz-media-card-inner h3 {
  font-family: var(--font-head);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--brand);
  margin-bottom: 14px;
  line-height: 1.3;
}
.biz-media-card-inner > p {
  font-size: 1rem;
  font-weight: 500;
  color: var(--ink);
  line-height: 1.78;
  margin: 0 0 14px;
}
.biz-media-card-inner .product-offer-list {
  margin-top: 4px;
}

/* ── Pillars (3-column) ──────────────────────────────────────────────── */
.pillars-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.pillar {
  background: #fff;
  border: 1px solid #ddd8ce;
  border-top: 3px solid var(--copper);
  border-radius: 12px; padding: 42px 32px 36px;
  text-align: left;
  box-shadow: 0 2px 12px rgba(28,34,48,.06);
  transition: box-shadow .3s, transform .3s;
}
.pillar.has-photo .pillar-photo {
  margin: 0 0 22px;
  height: 150px; overflow: hidden;
  border-radius: 8px;
}
.pillar-photo img { width: 100%; height: 100%; object-fit: cover; }
.pillar.has-photo .pillar-icon { display: none; }
.pillar:hover,
.pillar.reveal.is-visible:hover {
  box-shadow: 0 16px 48px rgba(99,24,42,.16);
  transform: translateY(-6px);
}
.pillar-num { display: none; }
.pillar-icon {
  width: 64px; height: 64px; border-radius: 14px;
  background: linear-gradient(135deg, #e8eef8 0%, #dce6f4 100%);
  border: 1.5px solid rgba(28,34,48,.15);
  display: flex; align-items: center; justify-content: center;
  margin: 0 0 24px;
  box-shadow: 0 2px 8px rgba(28,34,48,.1);
}
.pillar-icon svg { width: 28px; height: 28px; stroke: var(--ink); fill: none; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.pillar h3 {
  font-family: var(--font-head); font-size: 1.25rem; font-weight: 700;
  color: var(--ink); margin-bottom: 14px; text-align: left; line-height: 1.25;
}
.pillar p { font-size: 1rem; color: #2d3748; line-height: 1.78; font-weight: 400; text-align: left; }

/* ── CTA band ────────────────────────────────────────────────────────── */
.cta-band {
  background: linear-gradient(110deg, var(--brand) 55%, var(--brand-dk) 100%);
  padding: 80px 0; text-align: center;
  border-top: 1px solid rgba(244, 240, 235, 0.25);
}
.cta-band h2 {
  font-family: var(--font-head); font-size: clamp(1.6rem, 3vw, 2.2rem);
  color: var(--white); font-weight: 700; margin-bottom: 14px;
}
.cta-band p { color: rgba(255,255,255,.72); font-size: 1.05rem; max-width: 520px; margin: 0 auto 36px; line-height: 1.7; }
.cta-band-details {
  color: rgba(255,255,255,.72);
  font-size: 1.05rem;
  margin: 0 auto 36px;
  line-height: 1.75;
  text-align: center;
  max-width: 28rem;
}
.cta-band-details a {
  color: rgba(255,255,255,.9);
  text-decoration: underline;
  text-underline-offset: 2px;
}
.cta-band-details a:hover { color: var(--copper-lt); }
.cta-band-contact {
  color: rgba(255,255,255,.72);
  font-size: 1.05rem;
  max-width: 520px;
  margin: 0 auto 36px;
  line-height: 1.7;
}
.cta-band-contact a {
  color: rgba(255,255,255,.9);
  text-decoration: none;
}
.cta-band-contact a:hover {
  color: var(--copper-lt);
  text-decoration: underline;
}
.cta-band .btn-primary { font-size: 1rem; padding: 15px 36px; }

/* ── Contact ─────────────────────────────────────────────────────────── */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; }
.contact-info h3 {
  font-family: var(--font-head); font-size: 1.25rem; font-weight: 700;
  color: var(--ink); margin-bottom: 22px;
}
.contact-detail {
  display: flex; gap: 14px; align-items: flex-start;
  padding: 14px 0; border-bottom: 1px solid var(--border);
}
.contact-detail:last-child { border-bottom: none; }
.contact-detail-icon { font-size: 1.2rem; flex-shrink: 0; margin-top: 2px; }
.contact-detail strong { display: block; font-size: .85rem; font-weight: 700; color: var(--ink); }
.contact-detail span, .contact-detail a { font-size: .95rem; color: var(--mid); }
.contact-form label { display: block; font-size: .82rem; font-weight: 700; color: var(--ink); margin-bottom: 6px; }
.contact-form input,
.contact-form textarea,
.contact-form select {
  width: 100%; padding: 11px 14px;
  border: 1.5px solid var(--border); border-radius: var(--r);
  font-family: var(--font-body); font-size: .93rem; color: var(--ink);
  background: var(--white); transition: border-color .2s;
  margin-top: 18px;
}
.contact-form input:focus,
.contact-form textarea:focus { outline: none; border-color: var(--slate); }
.contact-form textarea { min-height: 120px; resize: vertical; }
.contact-form .btn { width: 100%; text-align: center; }

/* ── Footer ──────────────────────────────────────────────────────────── */
.site-footer {
  background: var(--brand-dk); color: rgba(255,255,255,.6);
  padding: 44px 0 22px;
  border-top: 1px solid rgba(244, 240, 235, 0.25);
}
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 40px 48px; margin-bottom: 20px; }
.footer-brand-row {
  display: flex;
  align-items: center;
  gap: 28px;
  font-size: 1rem;
}
.footer-brand .footer-logo {
  margin-bottom: 0;
  flex-shrink: 0;
  line-height: 0;
  display: block;
}
.footer-brand-text {
  line-height: 1.55;
  margin: 0;
  flex: 1;
  min-width: 0;
  max-width: none;
}
.footer-brand-line {
  display: block;
  line-height: 1.55;
}
.site-footer .footer-brand .footer-logo img {
  height: calc(1.55em * 4);
  width: auto;
  max-width: none;
  display: block;
  object-fit: contain;
  object-position: left center;
  filter: brightness(1.05);
}
.footer-col h4 {
  font-size: .8rem; font-weight: 800; letter-spacing: .1em;
  text-transform: uppercase; color: var(--ivory); margin-bottom: 16px;
}
.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: 10px; }
.footer-col a { font-size: .88rem; color: rgba(255,255,255,.6); transition: color .2s; }
.footer-col a:hover { color: var(--copper); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1);
  padding-top: 14px;
  display: flex; justify-content: space-between; align-items: center;
  gap: 16px;
  font-size: .8rem;
}
.footer-credit a {
  color: rgba(255,255,255,.75);
  text-decoration: underline;
  text-underline-offset: 2px;
}
.footer-credit a:hover { color: var(--copper); }

/* ── Mobile ──────────────────────────────────────────────────────────── */
.nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 8px; }
.nav-toggle span { display: block; width: 24px; height: 2px; background: #fff; margin: 5px 0; transition: .3s; }

@media (max-width: 1100px) {
  .values-grid { grid-template-columns: repeat(2, 1fr); }
  .products-four-grid { grid-template-columns: repeat(2, 1fr); }
  .products-three-grid { grid-template-columns: repeat(2, 1fr); max-width: none; }
}
@media (max-width: 960px) {
  .nav-inner { height: 104px; }
  .nav-logo img { height: 84px; }
  .nav-links, .nav-links li, .nav-links a { height: 104px; }
  .nav-links a { font-size: .78rem; padding: 0 9px; }
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero-visual { display: none; }
  .services-grid { grid-template-columns: 1fr 1fr; }
  .values-grid { grid-template-columns: 1fr; }
  .split { grid-template-columns: 1fr; }
  .split-img { display: none; }
  .benefits-cards-grid { grid-template-columns: 1fr 1fr; }
  .pillars-grid { grid-template-columns: 1fr 1fr; }
  .product-cols { grid-template-columns: 1fr 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .trust-inner { flex-wrap: wrap; gap: 0; }
  .trust-item { flex: 0 0 50%; border-bottom: 1px solid var(--border); }
}

@media (max-width: 640px) {
  .site-nav { position: relative; }
  .nav-links {
    display: none;
    position: absolute; left: 0; right: 0; top: 100%;
    flex-direction: column; height: auto;
    background: var(--brand);
    border-top: 1px solid rgba(255,255,255,.12);
    padding: 8px 0 16px;
    box-shadow: 0 12px 28px rgba(0,0,0,.2);
  }
  .nav-links.is-open { display: flex; }
  .nav-links li { height: auto; width: 100%; }
  .nav-links a { height: auto; padding: 14px 28px; width: 100%; }
  .nav-cta { margin: 8px 28px 0 !important; width: calc(100% - 56px); }
  .nav-toggle { display: block; }
  .services-grid { grid-template-columns: 1fr; }
  .benefits-cards-grid { grid-template-columns: 1fr; }
  .products-four-grid { grid-template-columns: 1fr; }
  .products-three-grid { grid-template-columns: 1fr; max-width: none; }
  .pillars-grid { grid-template-columns: 1fr; }
  .product-cols { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .trust-item { flex: 0 0 100%; }
  .hero { padding: 60px 0 50px; }
  .section { padding: 60px 0; }
}

/* ── Scroll reveal (card pop-up) ─────────────────────────────────────── */
.reveal {
  opacity: 0;
  transform: translateY(32px) scale(0.96);
  transition:
    opacity 0.7s cubic-bezier(.2,.8,.2,1),
    transform 0.7s cubic-bezier(.2,.8,.2,1),
    box-shadow 0.3s ease;
}
.reveal.is-visible {
  opacity: 1;
  transform: translateY(0) scale(1);
}
.reveal-delay-1 { transition-delay: 0.08s; }
.reveal-delay-2 { transition-delay: 0.16s; }
.reveal-delay-3 { transition-delay: 0.24s; }

@media (max-width: 640px) {
  .footer-brand-row {
    flex-direction: column;
    align-items: flex-start;
    gap: 16px;
  }
  .site-footer .footer-brand .footer-logo img {
    height: calc(1.55em * 4);
    max-width: 160px;
    object-fit: contain;
    object-position: left top;
  }
}